Chase· JPMorgan Chase Home Lending

Chase Payoff Request

Request a Chase mortgage payoff online at chase.com/payoff or by the 24-hour automated line at 877-505-2894. Cooperative (co-op) unit loans can fax 318-402-4389.

Last verified July 17, 2026 · Official source: chase.com

Official request channels

  • Online (fastest)

    Sign in at chase.com/payoff and request a quote; choose your good-through date up to 30 days out.

  • 24-hour automated payoff line

    877-505-2894

    Choose fax or mail delivery; a faxed quote often arrives within the hour.

  • Cooperative (co-op) unit payoff fax

    318-402-4389

    For co-op unit loans only. Include borrower name, property address, Chase loan number, new lender info, and attorney contact.

  • Cooperative (co-op) unit payoff email

    tri.state@jpmchase.com

  • Payoff quote help line

    800-848-9136

    Call if you do not receive your quote within the expected time.

Fax a cooperative-unit payoff request to Chase now

Faxing to Chase at (318) 402-4389

For a Chase Cooperative (co-op) unit loan, Chase accepts payoff requests by fax at 318-402-4389 (or email tri.state@jpmchase.com). Upload your request — include the borrower name, property address, Chase loan number, new lender info, and attorney contact. For a standard mortgage, request online or by phone instead.

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What to include in your Chase request

  • Chase loan number
  • Property address on the loan
  • Borrower name(s) as they appear on the mortgage
  • Good-through / payoff date (up to 30 days out)
  • For co-op requests: new lender information and attorney contact details
  • For third parties: Chase’s Authorization to Furnish and Release Information form

Turnaround

A faxed quote often arrives within the hour; online quotes are generated on demand. Written requests are covered by the RESPA seven-business-day rule.

How Chase payoff requests work

Chase (JPMorgan Chase Home Lending) makes standard mortgage payoffs easy to self-serve. Sign in at chase.com/payoff to request a quote and choose your good-through date up to 30 days out, or call the 24-hour automated payoff line at 877-505-2894. When you request by phone you can have the quote delivered by fax or mail — a faxed quote often arrives within the hour. If it does not show up in time, the payoff quote help line is 800-848-9136.

Chase treats cooperative (co-op) unit loans differently. For a co-op unit, Chase accepts payoff requests by email at tri.state@jpmchase.com or by fax at 318-402-4389, and asks you to include the borrower name, property address, Chase loan number, the new lender’s information, and your attorney’s contact details. That is the one Chase payoff scenario with a genuine inbound fax channel, which is why the fax widget on this page is scoped to co-op requests.

For third-party access on a standard mortgage, the borrower completes Chase’s Authorization to Furnish and Release Information form (via the Secure Message Center or by mail/fax as directed). Once that is on file, a title company or attorney can obtain the payoff. Because Chase’s standard payoff is fastest online or by phone, we only surface the fax widget for the co-op path.

Third-party & escrow requests

For a standard mortgage, a third party requests account access by completing Chase’s Authorization to Furnish and Release Information form (submitted through the Secure Message Center or by mail/fax as directed). For a cooperative (co-op) unit loan, the requester emails tri.state@jpmchase.com or faxes 318-402-4389 with the borrower name, property address, Chase loan number, new lender information, and attorney contact.

What a Chase payoff statement includes

  • Unpaid principal balance
  • Interest through the good-through date (up to 30 days out)
  • Outstanding fees and advances
  • Escrow balance treatment
  • Payment / wire instructions and the good-through expiration date

The federal 7-business-day rule

Under federal law (12 C.F.R. § 1026.36(c)(3)), servicers of closed-end consumer mortgages must generally provide an accurate payoff statement within seven business days of receiving a written request from the borrower or a person acting on the borrower’s behalf. Reasonable exceptions apply (for example, loans in bankruptcy or foreclosure), so submitting your request in writing and keeping your fax confirmation is the best way to start the clock.

Chase payoff request FAQ

What is the Chase mortgage payoff phone number?

Chase’s 24-hour automated payoff line is 877-505-2894. If you do not receive your quote in the expected time, call the payoff quote help line at 800-848-9136.

Does Chase have a payoff request fax number?

For a standard Chase mortgage, request the payoff online at chase.com/payoff or by phone at 877-505-2894 (you can choose fax or mail delivery of the quote). For a cooperative (co-op) unit loan, Chase accepts payoff requests by fax at 318-402-4389 or email tri.state@jpmchase.com.

How do I request a Chase payoff for a co-op unit?

Email tri.state@jpmchase.com or fax 318-402-4389 with the borrower name, property address, Chase loan number, the new lender’s information, and your attorney’s contact details.

How far out can I set my Chase payoff good-through date?

You can choose a good-through date up to 30 days from when you request the quote. Because interest accrues daily, pick the date you expect the payoff funds to arrive.

How fast will Chase send my payoff quote by fax?

When you request by phone and choose fax delivery, the quote often arrives within the hour. If it does not, call the payoff quote help line at 800-848-9136.

Other servicer payoff guides

XenFax is an independent online fax service and is not affiliated with, endorsed by, or acting on behalf of any mortgage servicer named on this page. Servicer names and logos are the property of their respective owners. Contact details change frequently — always confirm the fax number, phone number, and address against the official source linked on this page before sending your request.